Lancashire Housing Company Offers Modular Homes to Boost Affordability for First-Time Buyers

A Lancashire founded housing company is offering a new approach to home ownership at a time when affordability pressures are locking millions of people out of the property market.

With home ownership being out of reach for 90% of UK earners, the need for more affordable housing solutions has never been more urgent, particularly for first-time buyers and younger generations who are the most affected by rising house prices and limited supply.

Moduliv Limited has developed a fully integrated housing delivery model that brings manufacturing, project management, capital raising and end sales into one coordinated system.

The company says this approach eliminates the inefficiencies that typically raise costs and cause delays in traditional housebuilding, making homes more predictable in price and faster to deliver.

The company’s LIV. Homes product line offers scalable modular construction of up to four storeys, with build timelines of approximately 13 weeks, a fraction of the time typically associated with new home delivery.

The homes are designed specifically for younger and first-time buyers, with mortgage readiness built into the delivery model from the outset.

Saadat Khan, founder of Moduliv, said: “We started Moduliv because we believe everyone deserves to have a home.

“By controlling every stage of the delivery process, from the factory floor to the final sale, we can offer people something that has been a struggled to deliver before, a quality home that is predictable in cost, built to last and actually within reach.”

Since launching, Moduliv has secured NHBC certification and Homes England grant eligibility, and has been working with mainstream mortgage lenders to ensure its homes are accessible to buyers.

The company has secured a signed agreement to deliver 600 homes with Sustainable Income REIT Ltd, a formal delivery partnership with quantity surveying firm WT Partnership, and a partnership with ethical housing provider Fyder.

The North West, where house prices are more likely to fall within the revised stamp duty threshold introduced in April 2025, is seen as a key market for the company as it looks to contribute to both regional and national housing supply.

Moduliv’s long-term mission is to contribute meaningfully to regional and national housing supply, combining the speed and quality of modular construction with the financial certainty that first-time buyers need.